A bank that rewards you
For every Transaction

Fully licensed by the CBN, with deposits insured by NDIC

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TrustScore 4.3 | 4,444 reviews

ACCREDITED BUSINESS

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Banking Built Around Daily Living

Smart Banking Account

Smart Banking Account

Stress-free daily banking with transfers, bill payments, savings, and more

Daily & Target Savings

Daily & Target Savings

Save a little every day and enjoy rewards, interest, and exclusive cost price benefits

Cost-Price Rewards

Cost-Price Rewards

Save and bank with us, and enjoy petrol, cooking gas, and daily groceries at cost price

Employee loan

Employee loan

Partner with us to give your employees access to low interest loans.

Trader % SME Loans

Trader % SME Loans

Access flexible loans to expand your shop or business, with convenient daily or weekly repayments.

Landlord Financing

Landlord Financing

Dedicated loans for landlords in Nigeria, repaid through rent income

Your bank should lower your living costs.

A bank that helps reduce your cost of living With Confidence, you get fuel, gas, and food at near cost prices rewarding you for banking daily

what we do

We empower mobility entrepreneurs with income-generating assets.

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empower

join us

Join millions of users saving as little as N100 daily and enjoying great benefits.

join us

All requirements met so you can bank with Confidence

Other banks

Confidence bank

Daily banking charges

Monthly charges and transaction fees

Zero daily banking fees

Interest rate

Low interest on savings

Earn high interest on your savings

Rewards & benefits

Limited or unavailable rewards

Get rewarded for everyday banking with groceries, gas, and petrol at better prices

SMS Notification

Charges for SMS alerts

Free notifications

Account maintenance fees

Additional fees required

No

Daily banking charges

Interest rate

Rewards & benefits

SMS Notification

Account maintenance fees

Other banks

Monthly charges and transaction fees

Low interest on savings

Limited or unavailable rewards

Charges for SMS alerts

Additional fees required

Confidence bank

Zero daily banking fees

Earn high interest on your savings

Get rewarded for everyday banking with groceries, gas, and petrol at better prices

Free notifications

No

Secure a fixed deposit rate of up to 17% per annum, with flexible tenures from 12 to 48 months.

Fixed deposit

Confidence app

Ready to get rewarded for banking?

QR Code

Scan the QR code with your Phone camera to download the Confidence app.